Life and Health
With a seperate department devoted solely to Life and Health insurance, ICI is best able to service both individual and commercial needs. All producers and support staff are fully licensed professionals with more than fifty cumulative years of experience. We go that extra yard for our customers by taking an active involvement with claims, COBRA management, Section 125 installations and self funding adminstration. Our ability to sweep the market for competitive products specific to your needs, differentiates ICI from its competitors. As always, financial strength and claims paying ability are foremost factors in selecting the companies and products to offer our customers. Several of our areas of expertise are listed below.
Life & Disability Insurance
Low cost term products and mortgage protection plans
High yield permanent plans through A+ carriers
Key man and Buy sell funding with administrative consulting
Second to die plans for estate preservation
Juvenile plans, Joint plans and Disability Income riders Individual Health and Dental
Several companies to choose from including Blue Cross plans
Every product type; Traditional Major Medical, PPO Plans, HMO Plans
Full maternity options and childrends Major Medical programs
Medicare supplements and long term care plans
Group Products and Retirement Programs
Fully funded, self insured or deductible reimbursement plans
Comprehensive employee benefits meetings with section 125 installations
Simplified Employee Pensions, 401K plans, Tax deferred Annuities and IRAs
Deferred compensation plans for business owners and key employees.
Try the Life and Health Department for a no obligation comparison of our benefits. Our courteous and professional staff prides itself in solving problems for customers and maximizing employer benefit dollars.